What's in this article?
The Indian Overseas Bank (IOB) has announced the IOB Local Bank Officer (LBO) Recruitment 2026-27, inviting applications for 250 JMGS-I (Scale I) posts. Graduates can apply online from 08 August 2026 to 24 August 2026 for state-specific vacancies in Tamil Nadu, Karnataka, Maharashtra, and Gujarat.
IOB Local Bank Officer (LBO) Recruitment 2026-27 Overview
ProJobAlert.com | |
|---|---|
| Indian Overseas Bank (IOB) LBO Recruitment 2026-27 Advertisement No.:- HRDD/RECT/02/2026-27 | |
| Recruitment Authority | Indian Overseas Bank (IOB) |
| Post Name | Local Bank Officer (LBO) |
| Total Vacancies | 250 |
| Job Location | Tamil Nadu, Karnataka, Maharashtra, Gujarat (State Applied For) |
| Start Date to Apply | 08 August 2026 |
| Last Date to Apply | 24 August 2026 |
| Qualification | Degree (Graduation) in any discipline |
| Age Limit | 20-30 Years (as on 01.08.2026) |
| Selection Process | Online Examination, Language Proficiency Test (LPT), Personal Interview |
| Salary | ₹48480 - ₹85920 (JMGS-I Basic Pay Scale) |
| Application Fees |
General/EWS/OBC: ₹850/- (inclusive of GST) SC/ST/PwBD: ₹175/- (inclusive of GST) |
| Application Mode | Online |
| Official Notification | Download PDF |
| Official Website | iob.bank.in |
| 👉 Apply Online Now | |
Important Date
- Notification Released: 07 August 2026
- Application Start: 08 August 2026
- Last Date : 24 August 2026
- Application Fee Payment Last Date: 24 August 2026
- Online Examination Date: To be Notified
- Admit Card: To be Notified
Age Limit
- Minimum Age: 20 Years
- Maximum Age: 30 Years
- Age Relaxation (as on 01.08.2026):
- SC/ST: 5 Years
- OBC (Non-Creamy Layer): 3 Years
- Persons with Benchmark Disabilities (PwBD): 10 Years
- Persons affected by 1984 riots: 5 Years
- Ex-servicemen/Commissioned Officers: 5 Years
- Note: Kindly Read Full Official Notification Before Apply.
Application Fees
- General/EWS/OBC: ₹850/-
- SC/ST/PwBD: ₹175/-
- Payment Mode: Online (Debit Card, Credit Card, Internet Banking, UPI/BHIM)
Qualification
- Local Bank Officer (LBO): Candidates must hold a Degree (Graduation) in any discipline from a University recognized by the Government of India or an equivalent qualification.
- Applicants must possess a valid mark-sheet/degree certificate indicating graduation on the day of online registration.
Full Eligibility
To be eligible for the IOB Local Bank Officer (LBO) Recruitment 2026-27, candidates must meet specific criteria regarding nationality, educational qualification, and age, with a cut-off date of 01 August 2026 for age and qualification.
| Criteria | Details |
|---|---|
| Nationality/Citizenship | Must be a Citizen of India, or a subject of Nepal/Bhutan, a Tibetan refugee (pre-1962), or a person of Indian origin migrated from specified countries with permanent settlement intent, subject to a Government of India eligibility certificate. |
| Educational Qualification | A Degree (Graduation) in any discipline from a recognized university. Must have a valid mark-sheet/degree certificate on the day of online registration and indicate the graduation percentage. |
| Age Limit | Minimum 20 years, Maximum 30 years as on 01 August 2026. Candidates born not later than 01.08.2006 and not earlier than 02.08.1996 (both dates inclusive) are eligible. |
| Language Proficiency | Candidates must have proficiency (reading, writing, speaking) in the mandatory local language of the state they apply for (Tamil, Kannada, Marathi, or Gujarati). Those who haven't studied the local language in 10th or 12th standard will undergo a Language Proficiency Test (LPT). |
Salary
Selected Local Bank Officers (LBO) in IOB will receive a competitive salary package as per the JMGS-I (Scale I) cadre, along with various allowances and benefits as per Bank rules.
| Scale/Grade | Basic Pay Scale (₹) |
|---|---|
| Assistant Manager (Scale I / JMGS-I) | 48480-2000/7-62480-2340/2-67160-2680/7-85920 |
- In addition to Basic Pay, candidates will receive DA, HRA, CCA, and other allowances as per Bank rules.
- One advance increment (maximum two) may be granted for prior completed years of service as an Officer in a Scheduled Commercial Bank, subject to matching job profile.
- Selected candidates will undergo a probation period of 2 years of active service.
- A Financial Service Indemnity Bond of ₹2,00,000/- must be executed for a minimum of 3 years of service.
Selection Process
The IOB Local Bank Officer (LBO) selection process involves multiple stages designed to assess candidates' aptitude, knowledge, and language proficiency, ensuring only the most suitable individuals are chosen for these critical banking roles.
- Phase I: Online Examination: Candidates will first appear for an Online Objective Type Examination.
- Phase II: Language Proficiency Test (LPT): Shortlisted candidates who have not studied the applied state's local language in Std. X or Std. XII must qualify an LPT. Failure to qualify will lead to disqualification.
- Phase III: Personal Interview: Candidates qualifying the Online Examination and LPT (if applicable) will be called for a Personal Interview.
- Final Selection: The final merit list will be prepared based on the combined scores of the Online Examination and Personal Interview, with a weightage ratio of 80:20 respectively, prepared state-wise and category-wise.
Exam Pattern
The IOB Local Bank Officer (LBO) Online Examination is a comprehensive assessment covering Reasoning, Computer Aptitude, General/Economy/Banking Awareness, Data Analysis, Interpretation, and English Knowledge, with a total duration of 3 hours.
| Section | No. of Questions | Maximum Marks | Medium | Duration |
|---|---|---|---|---|
| Reasoning and Computer Aptitude | 30 | 60 | English & Hindi | 60 minutes |
| General/Economy/Banking Awareness | 40 | 40 | English & Hindi | 30 minutes |
| Data Analysis and Interpretation | 30 | 60 | English & Hindi | 60 minutes |
| English Knowledge | 40 | 40 | English | 30 minutes |
| Total | 140 | 200 | - | 3 hours |
- There will be a penalty of 0.25 marks for each wrong answer. No penalty for unattempted questions.
- There are no sectional cut-offs in the online examination.
- Minimum qualifying aggregate marks in the online examination are 30% for reserved categories and 35% for unreserved categories.
- The Personal Interview carries 100 marks, with minimum qualifying marks of 45% for reserved and 50% for unreserved candidates.
Post / Category Wise Vacancy
The Indian Overseas Bank (IOB) has announced 250 Local Bank Officer (LBO) vacancies, distributed across four states: Tamil Nadu, Karnataka, Maharashtra, and Gujarat. Candidates must apply for only one state, and merit lists will be prepared state-wise and category-wise.
| S. No. | State | Mandatory Language | Total Vacancies | SC | ST | OBC | EWS | UR (GEN) | PwBD (VI) | PwBD (HI) | PwBD (OC) | PwBD (ID) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Tamil Nadu | Tamil | 100 | 15 | 6 | 33 | 9 | 37 | 1 | 1 | 1 | 1 |
| 2 | Karnataka | Kannada | 50 | 8 | 3 | 16 | 4 | 19 | 0 | 0 | 2 | 1 |
| 3 | Maharashtra | Marathi | 50 | 7 | 4 | 15 | 5 | 19 | 0 | 0 | 2 | 1 |
| 4 | Gujarat | Gujarati | 50 | 6 | 5 | 16 | 4 | 19 | 1 | 1 | 0 | 0 |
| Total | - | - | 250 | 36 | 18 | 80 | 22 | 94 | 2 | 2 | 5 | 3 |
Job Profile & Responsibility
As a Local Bank Officer (LBO) in Indian Overseas Bank (IOB), you will be responsible for a diverse range of banking operations, customer service, and business development within your assigned state. This role involves direct interaction with customers, managing accounts, processing transactions, and promoting various banking products and services. LBOs play a crucial role in building customer relationships, ensuring compliance with banking regulations, and contributing to the bank's growth and profitability at the local level. The position demands strong communication skills, a proactive approach, and a commitment to achieving targets while upholding the bank's values.
- Customer Service: Assisting customers with account opening, transactions, inquiries, and resolving issues.
- Operations Management: Handling day-to-day branch operations, including cash management, remittances, and clearing.
- Business Development: Promoting bank products like loans, deposits, and insurance to achieve business targets.
- Compliance: Ensuring adherence to RBI guidelines, internal policies, and regulatory requirements.
- Relationship Management: Building and maintaining strong relationships with existing and potential customers.
- Reporting: Preparing various reports related to branch performance, customer feedback, and operational metrics.
How To Apply
Interested and eligible candidates for the IOB Local Bank Officer (LBO) Recruitment 2026-27 must submit their applications online through the official Indian Overseas Bank website within the specified application window.
- Step 1: Visit Official Website: Go to the official Indian Overseas Bank website www.iob.bank.in.
- Step 2: Navigate to Careers: Click on the "Careers" page and then select "Recruitment of Local Bank Officers – 2026-27".
- Step 3: Register Online: Click on "Click here to Register Online" for first-time registration.
- Step 4: Note Credentials: A system-generated Registration Number and Password will be sent via email/SMS. Keep these safe.
- Step 5: Upload Documents: Log in and upload your photograph, signature, left thumb impression, and handwritten declaration as per the specified format and size.
- Step 6: Fill Application Form: Complete the online application form with all required personal and educational details accurately.
- Step 7: Pay Application Fee: Pay the applicable application fee/intimation charges online using Debit Card, Credit Card, Internet Banking, or UPI/BHIM.
- Step 8: Complete Registration: Click "Complete Registration" and take a printout of the submitted application form and fee e-receipt for future reference.
Important Links
| Apply Online | Click Here |
| Download Notification | Click Here |
| Official Website | Click Here |
| Latest Govt Jobs 2026 | Click Here |
| All India Govt Jobs | Click Here |
| Tamil Nadu Jobs | Click Here |
| Karnataka Jobs | Click Here |
| Maharashtra Jobs | Click Here |
| Gujarat Jobs | Click Here |
| Banking Jobs | Click Here |
| Home Page | Click Here |
FAQs
What are the total vacancies for IOB Local Bank Officer Recruitment 2026-27?
Indian Overseas Bank (IOB) has announced a total of 250 vacancies for Local Bank Officer (LBO) posts in the JMGS-I cadre.
What is the application period for IOB LBO Recruitment 2026-27?
The online application window for IOB Local Bank Officer recruitment is from 08 August 2026 to 24 August 2026.
What is the eligibility criteria for IOB Local Bank Officer posts?
Candidates must hold a Degree (Graduation) in any discipline from a recognized university and be between 20 to 30 years of age as on 01 August 2026. Proficiency in the local language of the applied state is also mandatory.
What is the application fee for IOB LBO Recruitment?
The application fee is ₹850/- for General/EWS/OBC candidates and ₹175/- for SC/ST/PwBD candidates, inclusive of GST.
What is the selection process for IOB Local Bank Officer?
The selection process includes an Online Examination, followed by a Language Proficiency Test (LPT) (if applicable), and a Personal Interview.
Can I apply for multiple states in IOB LBO Recruitment?
No, candidates are allowed to apply for only one state. Applying for multiple states will result in the consideration of only the last submitted application.
What is the salary for an IOB Local Bank Officer?
The basic pay scale for a Local Bank Officer (JMGS-I) starts at ₹48480/-, with additional allowances as per Bank rules.
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