What's in this article?
The Bank of India Credit Officer Recruitment 2025 notification is out for 514 vacancies under the General Banking Officer (GBO) stream. Eligible candidates can apply online from 20 December 2025 to 05 January 2026. This recruitment covers MMGS-II, MMGS-III, and SMGS-IV scales with attractive pay, defined eligibility, and a selection process through online test and interview.
Bank of India Credit Officer Vacancy Overview 2025
ProJobAlert.com |
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|---|---|
| Bank of India Credit Officer Recruitment 2025 Notification Advertisement No.:- Project No. 2025-26/01 | |
| Recruitment Authority | Bank of India (BOI) |
| Post Name | Credit Officer (GBO Stream) |
| Total Vacancies | 514 |
| Job Location | Across India |
| Start Date to Apply | 20 December 2025 |
| Last Date to Apply | 05 January 2026 |
| Qualification | Graduation with relevant experience (details in eligibility section) |
| Age Limit | 25–40 Years (Post-wise) |
| Selection Process | Online Test & Interview |
| Salary | As per BOI Pay Scales (MMGS-II, MMGS-III, SMGS-IV) |
| Application Fees |
General/OBC/EWS: ₹850 SC/ST/PWD: ₹175 Payment via Debit/Credit Card, Net Banking, or E-Challan |
| Application Mode | Online via bankofindia.bank.in |
| Official Notification | Download PDF |
| Official Website | Bank of India Official Website |
|
👉 Apply Online Now Link Activate On 20 December 2025 | |
Important Date
- Notification Released: 01 November 2025
- Application Start: 20 December 2025
- Last Date : 05 January 2026
- Correction Date: Within Application Window
- Exam Date: Tentative – Will be announced separately
- Admit Card: To be notified before exam
- Relevant Date for Age & Qualification: 01 November 2025
Age Limit
- Minimum Age: 25 Years
- Maximum Age: 40 Years
- Age Relaxation:
- SC/ST: 5 Years
- OBC (Non-Creamy Layer): 3 Years
- PwBD: 10 Years
- Ex-Servicemen: 5 Years
- Persons affected by 1984 riots: 5 Years
- Note: Kindly Read Full Official Notification Before Apply.
Application Fees
- General / OBC / EWS: ₹850/-
- SC / ST / PwBD: ₹175/-
- Payment Mode: Online (Debit Card / Credit Card / Net Banking)
Qualification
- Graduation in any discipline with minimum 60% marks (55% for SC/ST/OBC/PwBD)
- Work Experience required as per post scale (MMGS-II, MMGS-III, SMGS-IV)
- Valid documents supporting category, nationality, age, and qualification must be produced at interview
Full Eligibility
Candidates applying for Bank of India Credit Officer Recruitment 2025 must meet nationality, age, education, and experience criteria. Relaxations apply for reserved categories. Only one post can be applied for, and candidates must be ready to work anywhere in India.
| Criteria | Details |
|---|---|
| Nationality | Indian Citizen or as per Govt. norms (Nepal, Bhutan, Tibetan Refugee, PIO) |
| Educational Qualification | Graduation with minimum 60% marks (55% for SC/ST/OBC/PwBD) |
| Age Limit | 25–40 Years (Post-wise) |
| Experience | Relevant banking/credit experience required for MMGS-III & SMGS-IV |
| Other Conditions | Ready to work anywhere in India; only one post application allowed |
Salary
The Bank of India Credit Officer Salary is offered as per the latest pay scales for MMGS-II, MMGS-III, and SMGS-IV. Candidates will receive basic pay along with allowances and perks. The salary structure ensures attractive compensation and career growth opportunities in the banking sector.
| Post | Scale / Grade | Pay Scale (in Rs.) |
|---|---|---|
| Credit Officer | MMGS-II | 64820 – 2340 (1) – 67160 – 2680 (10) – 93960 |
| Credit Officer | MMGS-III | 85920 – 2680 (5) – 99320 – 2980 (2) – 105280 |
| Credit Officer | SMGS-IV | 102300 – 2980 (4) – 114220 – 3360 (2) – 120940 |
- Dearness Allowance, HRA, and other perks applicable
- Increment benefits as per BOI rules
- Pension and medical facilities available
- Salary growth depends on promotions and performance
- Allowances vary based on posting location
- Perks include leave travel concession, insurance, and more
Selection Process
The Bank of India Credit Officer Selection Process involves an online test followed by a personal interview. Shortlisting is based on eligibility documents, and merit is prepared from exam and interview performance.
- Step 1: Scrutiny of eligibility documents
- Step 2: Online Examination
- Step 3: Personal Interview
- Step 4: Final Merit List preparation
Exam Pattern
The Bank of India Credit Officer Exam Pattern consists of four sections: English Language, Reasoning, Quantitative Aptitude, and Professional Knowledge. The exam is conducted online with negative marking for wrong answers.
| Section | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | Composite 120 Minutes |
| Reasoning | 25 | 25 | |
| Quantitative Aptitude | 25 | 25 | |
| Professional Knowledge | 75 | 75 | |
| Total | 150 | 150 |
- English Language is qualifying only
- Minimum qualifying marks: 35% (General/EWS), 30% (SC/ST/OBC/PwBD)
- Negative marking: 0.25 marks for each wrong answer
Post / Category Wise Vacancy
The Bank of India Credit Officer Vacancy 2025 is distributed across SC, ST, OBC, EWS, and General categories. A total of 514 posts are available in MMGS-II, MMGS-III, and SMGS-IV scales.
| Post | Scale | SC | ST | OBC | EWS | GEN | Total |
|---|---|---|---|---|---|---|---|
| Credit Officer | SMGS-IV | 5 | 2 | 9 | 3 | 17 | 36 |
| Credit Officer | MMGS-III | 9 | 4 | 16 | 6 | 25 | 60 |
| Credit Officer | MMGS-II | 62 | 31 | 112 | 41 | 172 | 418 |
| Total | - | 76 | 37 | 137 | 50 | 214 | 514 |
How To Apply
Candidates can apply for Bank of India Credit Officer Recruitment 2025 through the official website. Applications must be submitted online between 20 December 2025 and 05 January 2026.
- Step 1: Visit official website – bankofindia.bank.in
- Step 2: Click on Career/Recruitment section
- Step 3: Register with valid email and mobile number
- Step 4: Fill application form with accurate details
- Step 5: Upload required documents
- Step 6: Pay application fee online
- Step 7: Submit and take printout for future reference
Important Links
| Apply Online | Link Activat On 20 December |
| Download Notification | Click Here |
| Official Website | Click Here |
| Latest Govt Jobs 2025 | Click Here |
| All India Govt Jobs | Click Here |
| Madhya Pradesh Jobs | Click Here |
| Banking Jobs | Click Here |
| Home Page | Click Here |
FAQs
What is the total number of vacancies in BOI Credit Officer Recruitment 2025?
The Bank of India has announced 514 vacancies for Credit Officers in GBO stream.
What are the application start and last dates?
The application process starts on 20 December 2025 and ends on 05 January 2026.
What is the age limit for Bank of India Credit Officer posts?
The minimum age is 25 years and maximum age is 40 years depending on the post scale. Age relaxation is applicable as per rules.
What is the selection process for BOI Credit Officer Recruitment?
The selection process includes an Online Examination followed by a Personal Interview.
What is the application fee for BOI Credit Officer Recruitment?
The application fee is ₹850 for General/OBC/EWS candidates and ₹175 for SC/ST/PwBD candidates.
Where can I download the official notification?
You can download the official notification from the Bank of India website or via the link in the Important Links section.